"I believe it is important for an investor to not put all their eggs in one basket, and also diversify in terms of asset class," says Sanjeev Aggarwal.
'There is a long-term bull market that commodities will witness. This can take 2-3 years to start. There have been some large moves in foreign exchange. We have seen the pound depreciate by 25 per cent against dollar. We have seen the yen appreciate against the dollar. When the markets start stabilising, these trends will reverse. This will give good trading opportunity. But it is not clear whether any one should do anything yet,' says Robert Morrice, MD, Barclays Wealth.
While retaining the basic exemption limits at Rs 1.6 lakh (for individuals), Rs 1.9 lakh (for women) and Rs 2.4 lakh (for the retired), the slabs have been hiked substantially.
Rate cut, increase in limit, withdrawal of processing charges are some of the pluses.
In fact, the current market scenario provides more value investment opportunities. So, it is positive for mutual funds.
Those willing to take a higher risk for higher returns can look at AAA-rated non-convertible debentures from reputed issuers.
Install a security software that has an app advisor function, advises Tinesh Bhasin.
That's the government's goal for the Unified Payment Interface by March. Are they close? A P Hota, the man at the helm, answers.
'I will not bog down with the setbacks. I am going to republish the book. All the copyrights rest with me,' former executive director of Air India Jitendra Bhargave tells Tinesh Bhasin about Praful Patel's pressure to withdraw his book.
There are judicial precedents where it has been held that if payment is made for temporary disablement, it would be taxable, points out Tinesh Bhasin.
When submitting house rent allowance receipts, claiming that you pay rent to a close relative like parents, siblings or spouse, ensure that you have supporting documents to substantiate it.
After the NHB asked housing finance cos to desist from offering interest subvention schemes, disbursement of loans are likely to get delayed, points out Tinesh Bhasin.
Selling property below market value can lead to litigation. Tinesh Bhasin offers tips on how to avoid it.
Interest rate and tenure are not the only two factors to consider.
Employers will now need to furnish detailed break-up of exemptions that an employee has claimed.
Tinesh Bhasin explains the tax liabilities that accompany receiving a gift.
'Investors should allocate about 5% to 10% to such funds.'
Analysts say investors should increase their exposure to gold up to 10% of their portfolio, depending on their comfort with a 2-year horizon. But avoid investing in physical gold or deposit schemes run by jewellers
Each financial product is governed by a different regulator and the rules for gifting vary, points out Tinesh Bhasin.
Sooner the investors shift, the better it is as a majority of equity funds have single-digit returns since January 31.
If you miss the July 31 deadline, there is a late filing fee of up to Rs 10,000. Also, you cannot file returns beyond March 31, 2019.
Experts tell Tinesh Bhasin how to pick one to save money as well as some troubles later
SBI has twice hiked interest rates on fixed deposits within a month, but an investor still gets better returns at the post office.
If you are in credit opportunity funds, income funds or dynamic bond funds for a long-term goal, stay put.
At face value of Rs 2,893 and interest payout of 2.5 per cent, sovereign gold bonds offer best route to invest in yellow metal, says Tinesh Bhasin
Now you can check your Aadhaar authentication history online to track if anyone misused your unique identity.
Investors across age groups and risk appetite can invest in these schemes.
'Investors need to understand that these schemes may not do well in the market that is in a bull run, but quality stocks would protect the downside.'
If you are merely letting out the property and enjoying the rent as an individual or as a company, in most cases, you will need to mention rental income under the head 'income from house property' in the income-tax return form, points out Tinesh Bhasin.
CAs not sure if individuals declaring unaccounted money will get immunity from reassessment as these provisions are not covered in the Bill.
ETFs may be an option if you are considering only large-cap funds, experts tell Tinesh Bhasin.
Tinesh Bhasin explains the pros and cons of trading in gold 'options', which were introduced in India this Dhanteras
Consumers can easily file cases against e-tailers now.
Diamond prices vary purely on demand and supply. You can make extraordinary returns within six months or it can even take years.
General insurers in India have started campaigns highlighting the benefits of buying a student's travel insurance in India, as opposed to buying one offered by the university abroad, says Tinesh Bhasin.
BBPS allows you to pay electricity, telephone, water supply, gas and DTH bills. Its scope will be expanded to include other payments like school and university fees, government taxes, insurance premiums, mutual fund investments, even credit card bills.
The I-T department's app is useful for those looking for information, grievance redress, and resolving PAN- or TAN-related issues.
'Our pet insurance policy is similar to the health insurance for humans.'
It's better to inform your new employer about income earned and deduction availed with the previous one.
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